Residential Construction Loans are our specialty


Home and Land Loans*

Home Loans

Found the perfect location to build your dream home... and now you need the perfect loan? Our lot loan is the right loan if you're looking to purchase a residential lot to build your primary residence or second home. Once you've purchased your land, you will have time to design your new home and choose a contractor.

Construction Loan*

Looking to build a dream home or a vacation/second home... or renovate your existing home? At Bank of Escondido, where home construction lending is our expertise. We can answer your questions and your builder's questions so your project keeps moving smoothly from groundbreaking to housewarming.

Home Remodel*

Planning a major remodel ... or family room addition? Our home remodel loan is designed for the homeowner who is looking to make a major improvement to a primary residence. This unique program calculates the value of the home by adding the value of the planned improvement to the home's current value.

We have the knowledge and experience to make building a home easy.


Bank of Escondido offers the following construction loans:

* Credit Approval required

For more information or to schedule an appointment, please contact:
email: ebank@bankescondido.com
or phone 760-520-0400

Internet Banking

Cash Management

Remote Deposit